Questions

Things you’ll need to know.

Insurance vs. Private Pay.

Why most therapists don’t take insurance.

With increasingly higher deductibles, gaps in insurance coverage, and rigid “contractual obligations” with carriers, many therapists operate exclusively on a private pay model.  To make therapy about healing and not about affordability, I’ve tried to bridge the gap between private pay and insurance by becoming an “out-of-network” provider for several major insurance carriers.  As I understand the impact that affordability may have on your decision to begin therapy, you and I can develop an individualized treatment plan that can help you get the most out of the therapy you can afford

Being an “in network” provider is a model that works well for organizations like hospitals, community mental health centers, and large group practices where clients have multiple points of contact with receptionists, nurses, case managers, billing personnel as well as therapists. 

HSA, HRA, and Flex Spending – Your pre-tax Health Savings Account, Health Reimbursement Account, and most flex spending cards act just like a credit card.  Many clients use these methods of payments because contributions to the account are tax-deductible or pre-tax if made through a payroll deduction. You may want to speak to your insurance carrier or benefits coordinator prior to your first session.

Employee Assistance Programs – Many major employers are now offering supplemental benefits that can cover the cost of several therapy sessions in a year.  These benefits are very easy to use. If you are unsure if your employer is offering such benefits, please speak with your Human Resources Director prior to your first session.  I am accepting clients with “New Directions” and “First Health”. If you have a different EAP, I can contact them, prior to your first session, to verify my eligibility to participate in the program.

Paying for therapy.

Ways to make therapy more affordable.

The cost of therapy.

Individual, Relationships, Family – $100 for 50 minute sessions.

I accept HRA, HSA, and most flex spending cards.  You may also use cash or most major credit cards as well.  Your credit cards are charged at the beginning of your session.

Questions (1)

Insurance vs. Private Pay.

With increasingly higher deductibles, gaps in insurance coverage, and rigid “contractual obligations” with carriers, many therapists operate exclusively on a private pay model.  To make therapy about healing and not about affordability, I’ve tried to bridge the gap between private pay and insurance by becoming an “out-of-network” provider for several major insurance carriers.  As I understand the impact that affordability may have on your decision to begin therapy, you and I can develop an individualized treatment plan that can help you get the most out of the therapy you can afford

Being an “in network” provider is a model that works well for organizations like hospitals, community mental health centers, and large group practices where clients have multiple points of contact with receptionists, nurses, case managers, billing personnel as well as therapists. 

Paying for therapy.

HSA, HRA, and Flex Spending – Your pre-tax Health Savings Account, Health Reimbursement Account, and most flex spending cards act just like a credit card.  Many clients use these methods of payments because contributions to the account are tax-deductible or pre-tax if made through a payroll deduction. You may want to speak to your insurance carrier or benefits coordinator prior to your first session.

Employee Assistance Programs – Many major employers are now offering supplemental benefits that can cover the cost of several therapy sessions in a year.  These benefits are very easy to use. If you are unsure if your employer is offering such benefits, please speak with your Human Resources Director prior to your first session.  I am accepting clients with “New Directions” and “First Health”. If you have a different EAP, I can contact them, prior to your first session, to verify my eligibility to participate in the program.

The cost of therapy.

Individual, Relationships, Family – $100 for 50 minute sessions.

I accept HRA, HSA, and most flex spending cards.  You may also use cash or most major credit cards as well.  Your credit cards are charged at the beginning of your session.