Paying for Therapy

Things you’ll need to know.

Insurance and private pay.

I am currently “in network” with BCBS Illinois and can submit claims for people living in PA and TN as well.

With increasingly higher deductibles, gaps in insurance coverage, and rigid “contractual obligations” with carriers, many therapists operate exclusively on a private pay model or accept only select health insurance plans like BCBS.  As I understand the impact that affordability may have on your decision to begin therapy, if you choose to pay out of pocket, you and I can develop an individualized treatment plan that can help you get the most out of the therapy you can afford.

It is possible that your insurance may reimburse you directly for services.  I can provide you with the necessary documentation so that you can submit a claim for reimbursement.

Paying for therapy.

HSA, HRA, and Flex Spending – Your pre-tax Health Savings Account, Health Reimbursement Account, and most flex spending cards act just like a credit card.  Many clients use these methods of payments because contributions to the account are tax-deductible or pre-tax if made through a payroll deduction. You may want to speak to your insurance carrier or benefits coordinator prior to your first session.

The cost of therapy.

 Sessions: $125 per 60 minute session. 

A credit card processing fee will be added to your session rate.

I accept HRA, HSA, and most flex spending cards.  You may also use cash or most major credit cards as well.  Credit cards are automatically charged the evening of your session.